While there are several banks located near Hickory Villa, it's not always convenient to visit one in person. With online banking, however, you can pay bills, transfer money and perform other transactions from the comfort of your assisted living apartment. Read on for tips on getting started and keeping your financial information secure.
Online banking lets you perform personal banking tasks through the internet. You can use your bank's website or mobile app to access your accounts and give your institution instructions on what to do with your funds.
Transactions are performed electronically, so you don't have to call or visit the bank. This can be convenient when you want to avoid line-ups, bank after hours or stay cozy inside our senior community during the Nebraska winters. Think of online banking as another way technology can enhance your life.
To get started, set up an online banking account, so you can log in to your institution's website. This gives you a username and passcode to use each time you want to bank through the internet.
Once you've set up your online account, return to the sign-in page. Enter the login credentials you've just created. You can now access your accounts and make transactions.
Here are some personal banking tasks you can take care of online:
Bills that you normally pay by mail or in person at the bank can be paid online. Go to the bank's bill payment page, and search for the name of the company you want to pay. Add the company as a payee, and enter your account number to ensure the correct account gets credited with your payment.
You can also schedule the date you want a bill to be paid, which is helpful if the due date is in the future or you want to wait for a Social Security deposit to come through. The bill payment is automatically made on the scheduled date, so you don’t have to worry about forgetting.
You no longer have to wait for a paper statement to see whether transactions have been posted. Sign in to your account to see your balance and transaction details at any time.
This also makes it easy to monitor your account for unauthorized withdrawals or errors, such as duplicate payments. You can still receive paper statements, or you can ask for digital statements that are always available online.
Transfer Money Between Accounts
Once you create an online banking account, you have access to all of your accounts at that particular bank. You can easily move money between a savings and checking account or even transfer funds to an account at a different bank.
Most banks allow you to send money electronically, saving you from writing checks or withdrawing cash. If you want to repay someone who's done some shopping for you or send your grandchildren money for their birthdays, all you need is the person's email address or mobile phone number. This also works in reverse — someone can transfer funds to you, and you can deposit them right into your account with a click.
Mobile banking is similar to online banking, but it's performed on a device, such as a smartphone or tablet. To perform mobile banking, download your bank's mobile banking app, instead of entering the bank’s website address into a browser.
Most online banking tasks can be done through mobile banking as well. You also have the added benefit of depositing checks through the app. Simply use the camera on your phone or device to send your bank a photo of the front of the check.
Online banking can be as safe as visiting a physical bank right here in Omaha. Banks have online security and encryption measures in place to protect you. The following steps will help you keep your banking information secure.